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Fixed-Rate Certificates

 

Minimum Investment

Term

$100

$30K

$100K

$250K

6 mo

3.750%

--

3.875%

4.000%

1 yr

4.125%

--

4.250%

4.375%

2 yr

4.250%

--

4.375%

4.500%

3 yr

4.500%

--

4.625%

4.750%

4 yr

4.625%

--

4.750%

4.875%

5 yr

4.750%

4.875%

5.000%

5.125%

Demand Certificates

Minimum Investment

Interest Rate

$100

3.500%

Church Savings Certificates

Minimum Investment

Interest Rate

$5,000

3.625%

Individual Retirement Accounts

Minimum Investment

Interest Rate

$10

5.000%

$100,000

5.125%

  Rates effective: 7/10/2008

  Subject to change w/o notice.

 


General Information on Non-IRA Investments

The heartbeat of the BGC Cornerstone Fund is to offer competitively priced loans to Converge/BGC churches, districts, and ministries to enhance their ministries. The funds for these projects are available because of our individual and church investors.

Investment Options include:

Individuals

  • Term Certificates (6 months – 5 years)
  • Demand Certificates

Churches

  • Term Certificates (6 months – 5 years)
  • Church Savings Certificates ($5,000 minimum balance)

Why invest in a Cornerstone Fund Certificate?

  • Funds are used to offer financing for projects to Converge/BGC churches, districts, and other Converge/BGC ministries.
  • You are able to determine how often you will receive your earnings on term certificates: monthly, quarterly, semi-annually, annually, or have them re-invested to earn greater returns.
  • The Fund and its predecessor (Revolving Building Trust) have never missed a payment of interest or principal owed to an investor.
  • The Fund is accountable to a Board of Directors.
  • Tiered interest rates allow you to earn even greater interest as your balance increases.

The BGC Cornerstone Fund is a ministry of Converge/BGC.